Michael D Ciavarini

Purchase Loan
Refinancing
Mortgage Planning
Hard Money
Commercial
Rehab

Guaranteed Rate, Inc.
38 Pond St., Ste. 108, Franklin, MA 02038
(508) 528-1800 (Office), (508) 662-5381 (Cell), (617) 830-0403 (Fax)

Boston's Certified Mortgage Planner As a Financial Analyst in the Mortgage Industry I have been creating wealth for people just like you. In 2009 I was a weekly guest on Barry Armstrong's WBNC 1120 AM and featured on on WBZ TV 4 News. There is so much to a mortgage that goes beyond the rate. When you work with me I will create a personalized wealth calculator that will show you how to choose the right mortgage product for your financial situation. With that expertise comes amazing rates and low closing cost. Ask me a question. Visit my blog and watch some of my YouTube videos. Realtors Do you want to price it right at the start? Want to end price reductions? I will show you how proper mortgage planning sells houses faster than a price reduction. Testimonials Hi Mike, I recently viewed your video presentation a 201 buydown loan on Youtube. It was very informative and explained a complex subject matter in simple terms - an outstanding presentation! - Bruce Dear Mike, I would like to thank you for your huge help through the mortgage loan process. You were a wonderful advocate and resource from the beginning of the process all the way through to closing - and I don' think any other mortgage broker or lender would have provided the superior level of service that you did. Sincerely, Michelle My Platform is Education I have the best job on the planet (ok, maybe Tom Cruise does) because everyday I get to answer your questions. But I just don't spew rates, I send unique spreadsheets titles Wealth Calculator that is programmed specifically to model YOUR situation. I used to use packaged software but I found that off-the-self software couldn't speak to you. With degrees in Mathematics and Computer Science and years of owning Real Estate I have smarts to analyze your mortgage like none other. Send me an email or call me with your situation today! Personal I am an avid cyclist. I ride a Cannondale Six13 with Shimano Dura-Ace, Mavic Ksyrium Elite wheels, torch red, it's a fast ride. If you ride give me a call... Ran the Boston Marathon, had my own radio show and been interviewed by Scott Wally on WBZ TV News. I'm also a die-hard Green Bay Packer football fan. I've been to Lambeau Field several times. You need to go! Sincerely; Michael Ciavarini V.P. of Mortgage Lending at Guaranteed Rate, Inc.

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